Answer a few quick questions and get a monthly rate for coverage from $5,000 to $1,000,000.
~2 minutes*
*Quebec residents need to answer a few more questions.
Review the policy of your choice and complete the application. If you apply for more than $100,000 of coverage, we may need additional medical information.
~22 minutes
When you apply, you get temporary insurance for up to 90 days* while we review your application. Coverage for $25,000 or under starts instantly.
*Exclusions apply.
|
Go Guaranteed Life Insurance |
Go Simplified Life Insurance |
Go Term Life Insurance |
---|---|---|---|
Coverage |
$5,000 - $25,000 |
$50,000, $75,000 or $100,000 |
$100,000 - $1 million |
Eligibility |
Anyone legally living in Canada and Canadian residents | Anyone legally living in Canada, age 18 to 69 | Anyone legally living in Canada, age 18 to 69 |
Health information |
No health questions or medical exam |
3 health questions, no medical exam |
Full health questionnaire, possible medical exam |
How long will my life insurance last? |
For life. Depending on when you die, you may end up paying more in premiums than the actual death benefit. |
Until age 85 |
Until age 85 |
How long do monthly rates stay the same? | For life | First 10 years | 10 or 20 years |
Is Temporary insurance included when I apply? |
N/A |
Yes, when you apply |
Yes, when you apply |
When does my coverage start? |
When you submit your application.
|
The Simplified life insurance policy starts the first of the month following your approval. Temporary insurance covers you for up to 90 days from the date you apply. |
The Term life insurance policy starts the first of the month following your approval. Temporary insurance covers you for up to 90 days from the date you apply. |
Product details | Simplified Life Insurance brochure | Term Life Insurance brochure | |
Sample policy
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How to get started? |
Get a quote & apply online |
Get a quote & apply online |
Get a quote & apply online |
The more information you give related to your health, the less an insurer typically charges for life insurance. Sun Life Go Guaranteed life insurance does not ask any health questions when you apply. This means monthly payments will be often higher when compared to other life insurance products. If you are in good health, we encourage you to consider applying for a product that asks health questions.
If you have any questions, you can speak with a licensed Prospr by Sun Life advisor* by calling us at 1-844-528-0583 Monday - Friday 8 a.m. - 8 p.m. ET or book an appointment
If you take your own life within 2 years of the date of your application or your insurance taking effect, we won’t pay the claim. See all the exclusions and limitations in the sample policies in the Compare life insurance products section.
This policy provides immediate insurance coverage.
If you die before we let you know of our decision on your application, we could still pay the claim. The payout will be equal to the amount of life insurance you would’ve been approved for. The payment is dependent on the conditions and exclusions in the sample policy.
The temporary insurance policy starts on the date you:
A decision to accept or decline your application may take up to 90 days. During this time your temporary insurance coverage will apply.
The temporary insurance policy automatically ends on the earliest of:
If you are under age 69, the total amount of any death benefit payable under any Sun Life Go life insurance policies is the lesser of $1,000,000 or the total amount of any death benefit applied for under this application.
I thoroughly enjoyed the online process and how easy it was to be able to do my own research and have an advisor a phone call away.
-Matthew G.
Call 1-844-528-0583 or book an appointment
Getting advice can help you achieve your goals. Speak with a licensed advisor to discover your options.
Monday – Friday | 8 a.m. – 8 p.m. ET| 8 a.m. – 8 p.m. ET
1 York St, Toronto, ON M5J 0B6, Canada
*Identified as Financial Security Advisors in the province of Quebec. Prospr advisors are licensed with Sun Life Financial Distributors (Canada) Inc. Sun Life Assurance Company of Canada is the insurer and is a member of the Sun Life group of companies.
227 King Street South PO Box 1601, Stn Waterloo,
Waterloo ON, N2J 4C5